Your financial journey is more than one strategy alone....
Whether it is life, health, or building wealth, each area can have a profound impact on your financial well being.
If you lack protection in one area, then its impact can be felt in other areas.
Planning for the future and preparing for predictable storms can build a secure financial foundation.
A holistic approach can help save money, maximize your benefits and cashflow.
Take an Exciting, Financial Journey Quiz
Your high seas adventure quiz can help you discover where your journey is headed, the risky waters, and uncover your Treasure Chest :)
Navigating Your Future
Debt & Bills
Build & Preserve
Wealth
Medical Care
Income Preservation
Savings & Investments
Estate Planning
Insurance
Let's face it, we all need money when it matters most!
How We Can Help
Finding the best options only takes minutes!
Provide basic information and select time to cover your personalized options with over 40 carriers to choose from.
Major Health Issues? No problem!
Step 1: Explore Options & Quotes
Get the protection you need so you have money when you need it most!
Simple Steps to Find the Best Plans
Going the Extra Mile To Make a Difference!
Step 2: Complete Application
It only takes a few minutes to apply online.
Health questions and personal information will be needed for the chosen carrier program.
You will be able to review a copy of the application.
Step 3: Get Fast Approvals
Applications are often approved within minutes.*
Occassionally, the underwriters may need to review and/or need additional information..
We work as a team to get the protection you need.
Secure Financial Life
Begins with a Strong Foundation
It's predictable! You will have health issues at some point in life! Average of 40% have little to no health insurance.
Upwards to 75% of bankruptcies & foreclosures are due to critical illness and death, even if you have health insurance.
Many suffer loss of income and unable to meet basic living needs.
Living benefit plans can help
Debt & Bills
Build & Preserve
Wealth
Medical Care
A house built on sand will fall when the storm comes - It's not if, its when. in the storm. 3 little pigs ... jack n jill. Richest man in Babylon pdf.
What we do
What we do - how we help - what makes us different - Simple Steps
Emergencies will arise. Planning for emergencies separately is foundational to preserving your wealth and your future.
Life and health plans with living benefits can combine benefits is a life raft to face sudden storms that happen in our life that will otherwise rob our future.
It can protect assets and provide money when you need it most! It's not IF, its when. Covid taught us these lessons.
Income is needed throughout your life...before and after retirement.
Income Preservation
Savings & Investments
Estate Planning
Insurance
Take Journey Quiz Hill of Life
What do I get- many of these plans have a combination of benefits. Prioritize what concerns you most. Insurance can help you build wealth.
Step 1
Step 1
Identify your primary need.
Step 1: Find Best Options Personalized
for You
Finding the best options & benefits at the cheapest price available for your goals. Takes 15-30 min to get your goals, find best plans.
How much does it cost? You tell us. We will get the best plan with the most benefits you qualify for in your budget.
Step 1: Find Best Options Personalized
for You
Finding the best options & benefits at the cheapest price available for your goals. Takes 15-30 min to get your goals, find best plans.
How much does it cost? You tell us. We will get the best plan with the most benefits you qualify for in your budget.
Identify your primary need.
Our Trusted Partners
Over 40 Carriers allows us to custom design the plans for your needs!
Here are a few....
How Life Plans Work
New Life Insurance Plans with Living Benefits
Living Benefits
Life Insurance
How can life insurance can impact you and your loved ones.
Accidental Plans
Accidental and indemnity plans are super cheap!
Mortgage Protection
How it can protect your home & equity. Rental plans too?!
Unisurable? No Problem
Been turned down & can't qualify?
We are masters of the hard to do!*
Final Expense
Explore final expense options including WARNINGS.
Children Programs
Robust cheap plans & benefits to college savings. Grandchildren too?!
Types of Life Insurance
What are the different types & its impact on you?
Critical Illness, Medical Plans & Supplements
Hospital Indemnity
Get paid to go to emergency room, hospital, skilled nursing, rehab?!
Disability Income
Disability income can step in to replace income for unexpected medical issues.
How Medical Plans Work
Critical Illness
Critical Illness, Cancer, Stroke, Heart
How do they work?
Medical & RX Savings
Out of pocket medical expenses robbing you?? !
Dental Vision Hearing
How do dental, vision & hearing plans work? They don't all work the same!
Health Conscierge
Long Term & Home Care
Home health and long term care plans.
Medicare Plans
Medicare is very confusing. Understand the basics and warnings!
Building Your Treasure Chest
Limiting Market Risks
Learning various money principles are key to making best decisions for your treasure chest!
Have children? Children plans helps plan their future, begin their journey and begin growing their treasure chest!
How much money can you afford to lose? Risks and rewards can impact your treasure chest.
Times are volatile, so review your options and what you can do to protect what you have worked so hard to build!
Income Preservation & Lifetime Income Options
At some point, our income may stop. While social security may be available, you may need to supplement.
Preserving income can play a crucial role in financial stability, especially if you becone critically ill, or disabled.
Tax Advantaged Retirement
Maximizing tax strategies can have a profound impact your financial future, overall earnings and retirement savings.
With rising taxes & inflation, it is wise to review tax advantaged & tax free strategies.*
Maximizing Options
Banking and credit card companies know how to use lendingand compounding interest concepts to make lots of money from you.
You can now put these principles to work for you for your gain!
How Money Works
Employer 401k - 403b Rollovers
Need to roll over your money, yet want to know options available that will grow your money safely, provide income and help you strategize your short term and long term goals.
Reduce Debt FAST!
Debt Reduction Plans
Reducting your debt to income is key to building wealth ...
Imagine paying off your debt and pay off your home in a few years!
Save thousands in interest!
Increase cash flow!
Build Wealth
Find out your potential options to reduce debt and increase cashflow today!
Bill Reduction Plans
Increase your monthly cashflow by reducing your bills?!
Bill auditors may be able to assist you by negotiating in your behalf and reducing feesyou may not know about....without changing plans or vendors.
Simple steps:
#1 Upload bills #2 Auditors will review #3 Provide solutions.
See if and by how much they can increase your monthly cashflow!
Cut Business Expenses
Special bill auditors can cut your everyday personal, yet businesses can have additional expenses that can be lowered.
It takes a special steps for business expenses yet it can make a HUGE IMPACT on income. In fact, it could make you money!
Simple steps:
#1 Upload bills #2 Auditors will review #3 Provide solutions.
See if and by how much they can increase your monthly cashflow!
In insurance coverage Protected Tax-Free savings Families helped
applied for since 2002* plans since 2002* since 2002*
How We've Helped
Legacy Estate Planning Services
Families are overwhelmed when a loved one becomes critically ill and/or passes away.
Stories, geneology and family history can be lost forever.
Advisor specialists can assist family members in time of need.
Assists our members and families:
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Emergency Response notification system
- Support system the insurance claim process
- End of Life Planning & Survivor support
- Assistance finding funeral homes
-
Assistance identifying grief counseling programs
And more!
Emergency Response & End of Life Planning
Wills, Power of Attorneys, Health Directives
Wills alone may not avoid probate. Often, monetary accounts and assets may be frozen &/or tied up until financial institutions & courts determine who has legal rights to access.
WATCH 2 SHORT VIDEOS
Revocable Living Trusts can provide a smooth transition along with quick, easy access to bank accounts and assets.. Many estate plans are very costly that may be ongoing or pay for any changes.
Or worse, they are not set up or fully funded with listed assets.
Here, there are unique Estate Planning services you don't see with other systems. You can be in control and easier than you think without seeing attorneys everytime something needs to be updated or changed, saving you time and money!.
Estate Planning
Keeping important information handy in one location simplifies tough times like wills, final wishes, stories, history and cherished memories.
Allows members to record their:
- Personal, financial, & online account information
- Family values, stories, videos, historical insights
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Valued possessions
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Pet care and management
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Final wishes
And more!
Documentation Portal
Here, we believe in helping people leave a legacy and be remembered long after they’re gone.
Most of these services are available at NO COST for our participating members and provided by our special service providers *